Monday, November 21, 2011

Rotella Mortgage

The best way to shop for a mortgage is to call an honest broker who can shop the wholesale mortgage market to find you the best rates. At Rotella Mortgage, we have over 60 years of combined experience. We can help you find the very best rates, without charging the typical 1% loan origination fee that a bank or credit union will charge you. If you are in the greater Omaha area and surrounding communities, including western Iowa, call us today at Rotella Mortgage for a FREE rate quote at 402-779-1493.

Monday, November 7, 2011

Mortgage Rates and Fees

When shopping for the lowest mortgage rates, it is important to look at fees. Be sure to ask for all of the fees and ask for a good faith estimate when shopping for a mortgage or refinance. While it is true the fees acan be rolled up into the loan, some of these fees can be avoided if you are a smart shopper. Most lenders will charge you a 1% origination fee on top of all of the other fees you must pay, so be aware of that charge.

I don't charge this 1% fee for my services. I shop for the lowest rates on the wholesale mortgage martket and get paid from the wholesale lender, while still passing on the discounted wholesale rate to my clients.